Charge It
Decided to look into getting a second credit card so I have one for emergencies if anything comes up while I’m at school this year. I try hard to manage my money responsibly, but to be honest, college life take a lot of cash. I’ve saved up a lot from working at the warehouse over the summer and I think I’ll be fine, but it seems like a flat tire or a dead battery or something like that always happens at the worst possible time and you have to pay for it on the spot. Unless you have a credit card and then you can buy yourself a little time. After all, that’s what Credit Cards were originally designed to do.
The website called CardHub can be a big help when looking for a credit card. You put your search information into the left sidebar and the website pulls up the recommended list of available credit cards that match your criteria. It’s easy to use, and when you make up your mind which card you want, the web site has a link that goes right to the card’s own web site so you can apply right then and there.
I found a Discover card for students on there that has no annual fee and gives you cash back on gas. I think next to food, my gas costs will my biggest expense at school, so getting cash back on the gas is an attractive feature.
The only thing I don’t know from clicking through their site is I wonder if these are all the possible cards out there or just the cards that Card Hub signed up to be part of their site? I’d feel better if I knew these are all the cards or not. Even so, I found 7 or 8 cards just for students and they have a variety of terms, such as annual fee and interest rates. So I can read through the different card terms and decide which one makes the most sense for me.